Empowering Micro Entrepreneurs •

Turn Your Shop Into India's phygital Bill Payment Hub

Earn ₹10,000-₹25,000 monthly by helping customers pay 25+ types of bills through BBPS - India's official bill payment system.

185 Bn
UPI Transactions Yearly
$ 3 Tr
UPI Transactions Value
500 Mn
Active Users
Shopkeeper accepting cash payment for bills
Payments Accepted
₹1,45,670
Today's Collections

The Biggest Bill Payment Opportunity in India

BBPS (Bharat Bill Payment System) by RBI & NPCI has created a massive opportunity for shopkeepers to serve millions of Indians who need to pay bills

Why Millions Pay Bills via mom & pop shops

Assisted Payment Journey

discomfort with OTPs & Banking information

19 Crore Indians Don't Have Internet

Cannot access online bill payment platforms

23% Indians Lack Digital Literacy

Find digital payments complex and prefer assisted model

Privacy & Convenience Preference

Many prefer personal concierge for privacy and find it more convenient

Business Opportunity

Total Addressable Market61 Crore Indians
Monthly Bill Payments₹50,000 Cr+
Commission Opportunity₹500 Cr+

Recurring Monthly Income

Every customer pays bills every month = Guaranteed repeat business

25+ Bill Categories Through BBPS Platform

Accept payments for all major utility bills through India's official BBPS system operated by NPCI

Electricity

Commission

₹5-₹25

Mobile Prepaid

Commission

1-3%

Mobile Postpaid

Commission

₹3-₹15

DTH Recharge

Commission

₹2-₹10

Broadband

Commission

₹5-₹20

Gas Bills

Commission

₹3-₹12

Water Bills

Commission

₹2-₹8

Credit Cards

Commission

₹10-₹50

Complete BBPS Service Categories

Utility Bills

  • • Electricity Bills
  • • Gas Bills
  • • Water Bills
  • • Landline Postpaid
  • • Broadband Postpaid

Telecom & Entertainment

  • • Mobile Prepaid
  • • Mobile Postpaid
  • • DTH Recharge
  • • Cable TV
  • • Subscription Services

Financial & Others

  • • Credit Card Bills
  • • Loan EMI
  • • Insurance Premium
  • • Municipal Taxes
  • • Education Fees

Additional Services

FASTagLPG CylinderHospital BillsHousing SocietyClubs & AssociationsDonationTax PaymentsRental PaymentMunicipal Services

Why BBPS is Perfect for Bill Payments

  • • Government-backed system (RBI & NPCI)
  • • Instant bill fetch and payment
  • • Immediate receipt generation
  • • 100% transaction security
  • • Real-time commission credit

Build Once, Earn Forever

Set up your bill payment system once and earn commission on every transaction. Scale by adding more locations or partners.

Your Earning Potential

Small Shop (20 bills/day)₹6,000-₹10,000/month

Average commission: ₹10-₹15 per bill

Medium Shop (50 bills/day)₹15,000-₹25,000/month

Higher volume = Better commission rates

Multiple Locations₹50,000-₹1,00,000/month

Scale with partners and employees

Recurring Revenue Model

Monthly recurring bills

Growing customer base

Predictable income

Instant commissions

Success Story

Successful shopkeeper

Ramesh Kumar

General Store Owner, Patna

"Started with just my small shop accepting bill payments. Now I have 5 locations across the city and earn ₹75,000 monthly. My customers love the convenience and I love the steady income!"
₹75,000
Monthly Earnings
5
Locations

Why This Business Model Works

Recurring Customers

Every customer pays bills monthly - guaranteed repeat business

Assisted Journey

Indians prefer assisted payment methods

Scalable Business

Add partners, employees, or locations to multiply earnings

Start Your Bill Payment Business

Simple 4-step process to become a BBPS payment partner

1

Register as Partner

Complete our simple registration form with your shop details and documents. Get approved within 24 hours.

Required: Shop license, Aadhaar, PAN, Bank account
2

Digital Signup

Receive mobile app, training, and marketing materials. Our team will help you set up everything.

Includes: Mobile app, printer, training, support
3

Start Bill Payments

Begin accepting payments for all types of bills. Customers pay to you, you process it further.

Process: Payment → Instant receipt
4

Earn & Scale

Earn commission on every transaction. Scale by adding more locations or bringing partners.

Growth: More locations = More earnings

Ready to Tap Into the ₹50,000 Cr Bill Payment Market?

Join thousands of shopkeepers already earning through BBPS bill payments. Start your recurring income business today.

Call for Immediate Setup
+91 9892018171
Email Support
ngmtechgrowth@gmail.com
Head Office
NGM Techgrowth Pvt Ltd
ROYAL PALM ESTATE, GOREGAON, Mumbai, Maharashtra

Why Start Now?

  • • First-mover advantage in your area
  • • Government push for digital payments
  • • Growing awareness of BBPS
  • • Increasing bill payment demand
  • • Limited competition in phygital segment
Become a BBPS Bill Payment Partner
Fill this form to start your recurring income business. Our team will contact you within 2 hours.

By submitting, you agree to our Terms & Conditions. We'll contact you within 2 hours.